Basically it's all about getting you into the showroom.
What you need to look at is the bottom line, and the math here is fairly simple. If you can buy a car with a normal finance deal, at say 8.
They give you the low rate, but bump up the price of the car, or add on extra fees, delivery costs and charges. Again, it's all about reading the fine print.
Using the above theoretical example, we used the ratecity. They get their money eventually. You don't get nothing for nothing. Demand to know the total repayment figure on that 0 per cent Nissan, and what the total purchase price will be, including all fees. And then compare that price with what you can get from an outside finance company - your bank, or some other lender - and how cheaply you can get the same car if you bring your own finance or, if at all possible, pay cash, which will usually drive down the price significantly.
Always be sure to ask about the balloon payment at the end of any finance deal, as well, because therein can lie hidden traps. You'll need a dealer to be quite keen to shift that particular model, of course, but remember there's never any harm in asking. And you should always be willing to walk away, and go and ask another dealer the same question.
And always shop around for finance. Deals as low as 4. And if you're willing to take your chances, and drive a hard bargain, on 0 per cent finance, there are plenty of car companies that will attempt to accommodate you.
You can use sites like finder. Many low interest rate offers are only available over three years, and the monthly repayments may be higher than a regular interest rate over a longer-term loan.
Share Your Tips. The offer is consistent over last month, with not much changing in price. Stay up to date. This month it includes the corvette and camaro! Follow this up with my checklist to make sure you squeeze out every last bit of savings. How likely would you be to recommend finder to a friend or colleague?
When you go to buy a new or used car, you will have to pay stamp duty. But what This makes it an extremely attractive car to buyers, especially new buyers.
Image 5 of Its high driving position, practicality and reasonable costs meant it became a hit with families. Image 6 of It only has small mechanical tweaks compared to the Fiesta but has a comfier ride thanks to revised suspension.
Image 7 of While the Qashqai is now an established favourite, the Ateca is a relative new boy although can easily go toe-to-toe with its older rivals. Image 8 of Image 9 of Image 10 of Image 11 of We end this list with another interesting choice. View the discussion thread.
All rights reserved. Sign up for our daily newsletter Newsletter. User menu.
Choose a model. Best Cars Features. More like this Features. Image 1 of